Categories: Tech

How to Use the PNB Mobile Banking App

Before using the PNB mobile banking app, you must be a PNB debit card user. Then, you must register with your PNB mobile banking app by entering your debit card number and PIN. If you do not have a PNB mobile banking app, you can download the official one from the app store. Once registered with PNB, you can use the app to make withdrawals, transfers, and more.

NEFT

The PNB mobile banking app supports NEFT transactions. If you have an account with PNB, you can use the app to make transfers, IMPS transactions, and RTGS transactions. You can also make withdrawals and deposits using the app. However, before using the app, you should keep a few things in mind. For example, you should ensure you are registered for the app’s notifications before you use it to make transactions.

NEFT is available 24 hours a day, seven days a week. During banking hours, this service is available 24 hours a day, excluding bank holidays. Transactions performed after hours are likely automated or in Straight Through Processing (STP) mode. If you are unsure of the bank’s NEFT hours, call customer service and ask them for details. You can contact PNB’s Customer Facilitation Centre if you have a problem or question.

NEFT is an instant electronic fund transfer service offered by banks. It allows you to send money to other network members instantly and conveniently. PNB’s mobile banking app supports NEFT and IMPS transactions. The PNB app also supports other popular online payment services like ATM and net banking. In addition to NEFT and IMPS, PNB also offers IMPS, a real-time payment system that originated with mobile phones and has since been extended to ATMs and internet banking. When sending funds to another person, you must provide the recipient’s account number. This enables you to send money from anywhere in the world at any time of the day to any recipient, including a friend or family member.

When sending or receiving funds through PNB’s mobile banking app, you will have to enter your recipient’s information when you are sending money. So, for example, if you want to send money to a friend or relative living overseas, you should use the PNB mobile banking app’s NEFT feature. It’s a great feature that lets you keep a tab on your finances and stay on top of your finances.

IMPS

The IMPS feature in PNB mobile banking app allows customers to send and receive money 24 hours daily. It enables customers to approve one beneficiary per day and transfer funds instantly. Customers can initiate an IMPS transfer by filling up the required details. This is a one-time procedure, and the recipient’s information will be stored for future transactions. Customers must have a mobile number and MMID registered with their bank account to send and receive money.

You must register for the service to use the IMPS feature in the PNB mobile banking app. IMPS is the fastest and safest way to send funds to other accounts. When you register, you will receive a unique seven-digit code called MMID. This is also your Mobile Money Identification Number (MMID). Once you receive your MMID, you can safely make payments to anyone worldwide.

The IMPS feature in PNB mobile banking app allows you to send money to any bank account in the country. The app offers more than 100 payment destinations. The service also includes sending money to the recipient’s account through SMS and mobile. Using a mobile device makes this option even easier. In addition to being quick, users can also receive their payments immediately. You can make an IMPS transfer any time of the day or night.

Another new PNB mobile banking app feature is IMPS (Instant Payment Service). Unlike NEFT, IMPS is a reliable, efficient, and secure way to transfer funds to and from any bank in the country. There is no limit on how much you can transfer each day with the IMPS feature, which is included in the app. Moreover, there is no limit on the amount you can transfer through the IMPS feature; it is free.

SMS

When you use the PNB mobile banking app, you can manage your accounts easily. To begin, you must register an account and set up your MPIN. To register, log in to the app with your credentials and select the “Change MPIN” option on the menu. Then, type your existing MPIN and confirm the new one. Then, you can start using the app. Once you have successfully registered, you can transfer money from your account to another.

To log in to your account, you can use your User ID or OTP authentication and even set an MPIN or biometric unlock. You can also view your account balance by sending an SMS. It would help if you never were charged to check your balance. But, if you need to send an SMS, you may be charged with standard SMS rates. You need to log in to your account and select the desired amount.

You can also use the PNB mobile app if you don’t have a smartphone. The app offers you convenience and flexibility in using your account. You can access your account information, transfer funds, and generate 7-digit MMIDs. PNB SMS Banking is available for both Android and iPhone users and is available on many mobile phones. Customers without a smartphone can still use PNB Mobile SMS Banking. They can also check their balance, request new checkbooks, and change their SMS Banking password.

You can stop receiving text messages from your bank’s SMS banking service by texting STOP to 454545. When you do this, you can deactivate your mobile device and continue using the app. You can also cancel future messages from the app. The app will also stop sending you texts. If you don’t want to receive more text messages, you can reply with “STOP” or “I don’t wish to receive any more SMS” to stop receiving those messages.

Checking account balance

The PNB mobile banking app makes checking your account balance on the go a breeze. The app allows you to transfer money to another PNB account. You can use the app to send money to other people or set up an MPIN or biometric unlock for your account. All transfers are free of charge, and you cannot limit the amount you can send. You can send money between two PNB accounts as often as you like.

Using a debit card, you can check your account balance by going to an ATM to withdraw cash. Just insert your debit card and enter your four-digit PIN. The machine should then show you your account balance and issue a receipt. You’ll never be charged for checking your account balance via the ATM, but you may be charged for sending SMS. The good news is that the PNB mobile banking app is available 24 hours a day and is free to download.

If enrolled in its passbook facility, you can also check your account balance using the PNB mobile app. In addition, you can view detailed statements and mini statements through the app. The PNB passbook application is available for iOS and Android devices. In addition, the PNB passbook offers SMS banking and USSD banking. You can even change your M-Pin using this mobile app. Besides these, the PNB mobile app is also equipped to offer various value-added services, including a passbook option, allowing you to save detailed statements and view them anytime.

To register for the PNB mobile banking application, you must have a valid mobile number. After you register, you’ll be sent a Time Password (OTP). Enter this OTP and complete the registration process. Once the registration process is complete, you can use the PNB mobile application. It’s that simple. The PNB mobile banking app makes it easy to access your bank account information on the go.

Transferring funds

If you’ve been thinking of trying out PNB mobile banking, you’ll be pleased to know that you can transfer funds within the app. PNB supports NEFT, RTGS, IMPS transactions, and other financial services. You can also receive notifications about new transactions via text. You can also check your account balance and transfer funds. The PNB mobile banking app can be downloaded to any smartphone and used for mobile banking.

To begin, download the PNB mobile banking app and sign in. You’ll need a user ID and your PIN. You can also choose to receive an OTP on your mobile phone. Enter the OTP into the space provided, then tap ‘Continue.’ Then, enter your four-digit MPIN (multi-purpose identification number), a unique security code you’ve chosen as an alternative to your sign-in password. Once you’ve completed the process, you’ll see a success message.

Next, you’ll need to add the beneficiary’s details. You can add your PNB account as the beneficiary or use another bank. Either way, enter the beneficiary’s account number and IFSC in the corresponding fields. To make transfers, you must add the recipient within two hours of making the transfer. You’ll then receive an SMS containing the transaction information.

You can also transfer funds between PNB accounts using PESONet, a secure interbank funds transfer service. This service is available for the PNB mobile banking app and Internet banking. PESONet allows you to transfer funds between PNB accounts without the need to visit a branch. However, there’s a two-pm cutoff for submitting transfer requests. Requests received after this cutoff will be processed on the following banking day.