When shopping for auto insurance, you want to ensure that you get the coverage you need at the best price. Unfortunately, many companies charge you a lot of money for low-quality service. However, one company that provides good service is General Auto Insurance Reviews.
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High-risk drivers
High-risk drivers have a hard time finding affordable car insurance. This is because they may have DUI convictions, driving violations, or a history of at-fault accidents. However, it is possible to find a low-cost policy. You need to shop around and compare the different options.
One option is to sign up for coverage with a nonstandard insurer. These companies specialize in providing auto insurance for high-risk drivers.
Another option is to search for the best rate quotes online. This will ensure that you get the best deal on coverage. Some companies even allow you to pay your premiums online.
Aside from the insurance provider, you’ll also have to consider your location. For example, drivers living in specific ZIP codes tend to file more claims.
You may be able to find discounts for completing a defensive driving course. Additionally, some companies offer other types of deals.
For example, Geico has a points system that rewards safe drivers. In addition, it offers roadside assistance, mechanical breakdown coverage, and rental car reimbursement.
Poor customer service
The General Insurance Company is an insurance provider that caters to high-risk drivers. It provides a variety of auto policies in 47 states, Washington D.C. and Mexico.
In addition to its affordable coverage, The General offers discounts for certain types of drivers, such as students. This company is also known for its customer service. However, there are complaints about the company’s claims handling.
For example, some customers report delays and denials of claims. These can lead to frustrating experiences. Fortunately, the company has a mobile app to help policyholders file claims and track progress.
Customers can access the mobile app through Apple’s App Store or Google Play. Users of either platform gave The General a 4.7 out of 5.0 score. While it doesn’t have an online portal, this app allows policyholders to pay their premiums and check the status of their existing claims.
The General’s mobile app can make life easier for high-risk drivers. It includes features like an on-demand phone support system and the ability to track your progress.
Roadside assistance program
A roadside assistance program is a handy feature to have if you find yourself stranded on the side of the road. It can be beneficial if you regularly drive in the evening or are on long commutes.
Several car insurance companies offer this feature as an add-on. In most cases, the coverage is limited to the vehicle for which the endorsement is added. However, this feature may also be available for boats or motorcycles.
Besides the usual service calls, some policies allow for unlimited service calls. However, some carriers might refuse to renew your roadside assistance coverage.
For example, The General offers several policy options. In addition, their roadside assistance plan is provided through Nation Safe Driver. This company is a subsidiary of PGC Holding Corporation, an American Family Insurance affiliate.
With this company, you can get a comprehensive roadside plan at a low price. They provide coverage in 44 states, and there are several policy options.
Low-cost coverage for overage drivers
The General is an insurance company specializing in serving high-risk drivers’ needs. This can include people with accidents, driving infractions, and bad driving history. They also offer nonstandard auto coverage for those who don’t fit into the standard auto insurance market.
It’s important to know that the premiums for The General are significantly higher than for standard insurers. Therefore, drivers with a clean driving record can usually find better rates elsewhere. To get the best rates, however, comparing insurance providers is a good idea.
When comparing car insurance quotes, you should consider the quality of service and the potential annual or monthly payments. Fortunately, MoneyGeek has created a tool to help.
The General offers a variety of discounts that make it easier to save on your policy. These discounts may vary from state to state. Those who qualify for these discounts can save an average of $1,470 per year.
